Terms of service
Welcome to www.meraloandoctor.com (the "Site") maintained & operated by Mera Loan Doctor. Mera Loan Doctor provides its services to you subject to the following conditions. Before you may use the Site, you must read and accept all of the terms and conditions in this Terms of Use and the linked Privacy Policy. By using any functionality of the Site, you signify your acceptance of this ToU.
If this ToU conflicts with any other documents, the ToU will control for purposes of using the Site. If you do not agree to be bound by this ToU and the Privacy Policy, you may not use the Site in any way. We reserve the right to change or modify this ToU at any time without prior notice. Your continued use of the Site indicates your acceptance of such changes.
1. Description of Services
The Site provides users with access to information primarily about financial services including, but not limited to, loans, credit cards, and related services (the "Services"). By furnishing your personal/contact details, you agree that you are interested in availing these Services and authorize Mera Loan Doctor and its partners to contact you via phone, email, SMS, or WhatsApp for follow-ups, offers, and service fulfillment.
2. License and Site Access
Mera Loan Doctor grants you a limited license to access and make personal use of the Site. This license excludes downloading, copying, framing, data mining, or using automated tools without permission. Unauthorized use terminates this license.
3. Eligibility
The Services are not available to minors under 18 or users suspended/removed by Mera Loan Doctor. You may not maintain more than one active account or transfer your account to another party.
4. Your Account
You agree to provide accurate information, maintain confidentiality of your account and password, and accept responsibility for all activities under your account. Mera Loan Doctor reserves the right to suspend or terminate accounts if inaccurate or incomplete information is provided.
5. Submitted Content
Any materials you submit grant Mera Loan Doctor a perpetual, worldwide, royalty-free license to use, copy, display, and distribute such content. You agree not to submit unlawful, offensive, or infringing content. You remain solely responsible for any content you provide.
6. Disclaimer of Liability and Warranty
All information and services on this Site are provided "AS IS" without warranty of any kind. Mera Loan Doctor disclaims all implied warranties including merchantability and fitness for a particular purpose. We are not liable for errors, inaccuracies, delays, or damages of any kind arising from use of this Site.
7. Disclaimer of Online Availability
Mera Loan Doctor does not guarantee continuous availability or error-free operation of the Site. Advertisements, if any, are subject to approval and may be removed at our discretion.
8. License Disclaimer
Except for the license granted in Section 2, nothing on the Site shall be construed as conferring any license under Mera Loan Doctor’s or any third party’s intellectual property rights.
9. Local Laws
The Site is controlled from India. Users accessing it from outside India are responsible for compliance with local laws. All disputes are subject to the exclusive jurisdiction of courts in Mumbai, India.
10. Limitation of Liability
In no event shall Mera Loan Doctor be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the Site. Liability, if any, shall not exceed INR 100.
11. Indemnity
You agree to indemnify and hold harmless Mera Loan Doctor, its affiliates, employees, and agents from any claims, damages, or expenses arising from your use of the Site or violation of this ToU.
12. Electronic Communication
By using the Site, you consent to receive communications electronically. These may include email, SMS, WhatsApp, or notices posted on the Site, which satisfy any legal requirement for written communication.
13. Site-Provided Email and Postings
Users may not use the Site to post unlawful, offensive, or unauthorized content. Mera Loan Doctor reserves the right to remove or reject any postings at its discretion.
14. Links
The Site may contain third-party links. Mera Loan Doctor is not responsible for the content, products, or services offered on such sites.
15. Access to Secure Areas
Access to password-protected or secure areas is restricted to authorized users only. Unauthorized access may result in prosecution.
16. Modification of Terms
Mera Loan Doctor reserves the right to update or modify these Terms and the Privacy Policy at any time. Notice of material changes may be provided by email or prominently posted on the Site.
17. Trademarks
All trademarks, logos, and content displayed on the Site are the property of Mera Loan Doctor or respective third parties. Unauthorized use is strictly prohibited.
18. Survival of Terms
Any provision of this ToU that by nature should survive termination will continue to apply even after termination of your use of the Site.
19. General
If any provision of this ToU is deemed invalid, the remaining provisions remain enforceable. This ToU constitutes the entire agreement between you and Mera Loan Doctor regarding the Site and supersedes all prior agreements.
For questions, please contact us at: info@meraloandoctor.com